Planning for Retirement
Transitioning successfully
The time spent in retirement now is considerably greater than it was for earlier generations.
Increasing life expectancy means that many people are now spending the equivalent of half (or more) of their working lives in retirement.
This requires them to focus their attention on planning for it if they wish to lead a happy, purposeful and meaning life through their retirement years. More New Zealanders are realising this and going on to enjoy this important part of their lives. We have observed that those who don’t plan often fear, and defer, their retirement. This not only has implications for them and their families, but also for their employers.
Our Retirement Planning workshop is in two parts and highlights:
Lifestyle Planning
- What does retirement mean to me – am I ready, am I open to it?
- How do I deal with change and loss, and how can I plan to ensure I transition successfully?
- What are the key skills and talents I want to take with me into the next stage?
- What are my concerns and what losses might I encounter?
- What provides meaning and purpose for me in life and what will these look like:
- Relationships – what will change with my spouse/partner, family and friends?
- Leisure – what interests provide meaning and fulfillment?
- Work – do I want to continue working in a different capacity – what might this look like?
- Voluntary work – what type of activity might provide satisfaction and meaningfulness?
- Learning – what would I like to pursue – e.g. a hobby, intellectual pursuit or an interest?
- Health and wellbeing – how do I ensure optimum physical and emotional health?
- Location – what are the things I need to think about and the impact of change?
- Social – how will my social life differ?
- What does my retirement plan now look like and how can I make this a reality?
Presenter: Cynthia Munro
Financial Planning
We are independent of all financial product suppliers. We do not promote or recommend any individual financial products.
- Understanding your present situation:
- Present financial position
- What could impact your financial security
- Financial and lifestyle goals and objectives
- Picture what lifestyle you would like – what will it cost?
- What financial lifestyle goals to be met before retirement – cost?
- How do you get from here to there?
- Cash Management and savings
- Investments
- Financial Plan (bringing it all together)
- Avoiding the common mistakes
- Financial advisers
- Do you need a financial adviser?
- Criteria for selecting an adviser/questions to ask
Financial advice provided in the workshop is of a general nature and participants are recommended to seek personalised advice from an appropriate qualified Authorised Financial Advisor. Disclosure Statement is available on request and free of charge.
Presenter: Craig Wylie
Brief Presenter bios
Cynthia Munro is an executive coach, consultant and presenter. She has had 20+ years working with government agencies, corporates, not-for-profits and individual clients. She is highly experienced in working with individuals and teams who are seeking guidance with their careers and other life changes including retirement planning and change. She has expertise and sensitivity in understanding the needs of people and identifying strategies and tools to assist them. Cynthia holds a BA, a Graduate Diploma in Adult and Tertiary Education and an Advanced Diploma in Business (Management). She is accredited in a range of well-known assessment tools.
More information about Cynthia: https://www.c2consulting.co.nz/about-us/cynthia-munro/
Craig Wylie is an independent and experienced personal financial consultant. He has had more than 30 years’ experience advising clients on this topic. He was formerly a Chartered Accountant in Public Practice. Craig is a Director/Consultant with C Squared Consulting Limited.
For more information about Craig: https://www.c2consulting.co.nz/about-us/craig-wylie/
Further information about us in general: https://www.c2consulting.co.nz/about-us/
For further information please contact us by email or phone Cynthia on 0274 865 065.
